I build things from zero to production.

15+ years of turning vague problems into production systems. Payments, distributed platforms, AI tooling. I prototype fast, validate with real users, and ship things that last.

James Klipp

What I Do

Payments & Money Movement

Designed STP automation with Stripe Connect and NMI. Payment routing, virtual card execution, ACH/Nacha, processor integrations. The systems I've architected process $84B annually.

Distributed Systems

Event-driven architecture, CQRS, saga orchestration, queue-based load leveling. Created a delivery property classification framework adopted across dozens of engineering teams.

AI-Augmented Engineering

I build with AI daily. Claude Code, Cursor, LangChain. Built CareerForge (7,400+ LOC), an AI check template migration tool, and a deployment observability platform syncing thousands of CI/CD pipelines.

How I Work

I prototype first. The STP automation started as a POC I built with NMI to prove automated virtual card execution could work. That POC became production infrastructure processing hundreds of suppliers through automated settlement — and was extensible enough to plug in Stripe Connect with no major change to the architecture.

I write architecture — solution blueprints, RFCs, DR strategies, weighted decision matrices, non-functional requirement specs. I've facilitated 200+ cross-functional design sessions. I evaluate AI output instead of trusting it blindly. The goal is leverage, not autopilot.

What I'm Looking For

Staff or Principal Engineer roles where I can build from zero to production. Payments, fintech, distributed systems, or platform engineering. Remote. High-growth companies that pay for impact.

  • I want to build, not just advise
  • I want to ship things that handle real money at real scale
  • I want a team that values technical depth over title inflation
  • What I Believe

    • The best way to validate an idea is to build it
    • Staff engineers still write code
    • Delivery guarantees determine your architecture, not labels
    • AI tools are multipliers, not replacements
    • Credibility comes from shipping, not from slideware
    • If you can't explain the tradeoff, you haven't made the decision

    Beyond Work

    Fitness

    Conjugate-style powerlifting, basketball, daily training. Progressive overload applies to engineering too.

    Faith & Family

    Grounded in conviction, community, and building things that matter. Hickory, NC.

    Building in Public

    Content creation, technical blogging, YouTube. Sharing the journey through architecture, AI, and compounding progress.